{"id":94403,"date":"2025-07-22T15:35:38","date_gmt":"2025-07-22T10:05:38","guid":{"rendered":"https:\/\/ratnagiri24news.com\/?p=94403"},"modified":"2025-07-22T15:39:24","modified_gmt":"2025-07-22T10:09:24","slug":"%e0%a4%b0%e0%a5%87%e0%a4%b2%e0%a5%8d%e0%a4%b5%e0%a5%87-%e0%a4%a4%e0%a4%bf%e0%a4%95%e0%a5%80%e0%a4%9f%e0%a4%be%e0%a4%b5%e0%a4%b0-emi-%e0%a4%b8%e0%a5%81%e0%a4%b5%e0%a4%bf%e0%a4%a7%e0%a4%be-%e0%a4%89","status":"publish","type":"post","link":"https:\/\/ratnagiri24news.com\/?p=94403","title":{"rendered":"\u2018\u092d\u093e\u0930\u0924 \u0917\u094c\u0930\u0935 \u092f\u093e\u0924\u094d\u0930\u093e\u2019 \u0930\u0947\u0932\u094d\u0935\u0947 \u0924\u093f\u0915\u0940\u091f\u093e\u0935\u0930 EMI \u0938\u0941\u0935\u093f\u0927\u093e \u0909\u092a\u0932\u092c\u094d\u0927!"},"content":{"rendered":"<p>\u0930\u0947\u0932\u094d\u0935\u0947 \u0935\u093f\u092d\u093e\u0917 \u092a\u094d\u0930\u0935\u093e\u0936\u093e\u0902\u091a\u093e \u092a\u094d\u0930\u0935\u093e\u0938 \u0905\u0927\u093f\u0915 \u0938\u0941\u0916\u0915\u0930, \u0938\u094b\u092f\u0940\u0938\u094d\u0915\u0930 \u0906\u0923\u093f \u0906\u0928\u0902\u0926\u0926\u093e\u092f\u0940 \u0915\u0930\u0923\u094d\u092f\u093e\u0938\u093e\u0920\u0940 \u0938\u093e\u0924\u0924\u094d\u092f\u093e\u0928\u0947 \u0928\u0935\u0928\u0935\u0940\u0928 \u0909\u092a\u0915\u094d\u0930\u092e \u0930\u093e\u092c\u0935\u0924 \u0905\u0938\u0924\u094b. \u0924\u093f\u0915\u0940\u091f \u0906\u0930\u0915\u094d\u0937\u0923, \u0935\u0947\u091f\u093f\u0902\u0917 \u0924\u093f\u0915\u0940\u091f, \u0924\u0924\u094d\u0915\u093e\u0933 \u0938\u0947\u0935\u093e, \u0930\u093f\u091d\u0930\u094d\u0935\u0947\u0936\u0928 \u0936\u0941\u0932\u094d\u0915 \u092f\u093e\u092e\u0927\u094d\u092f\u0947 \u0905\u0928\u0947\u0915 \u0938\u0915\u093e\u0930\u093e\u0924\u094d\u092e\u0915 \u092c\u0926\u0932 \u0915\u0930\u0942\u0928 \u092a\u094d\u0930\u0935\u093e\u0936\u093e\u0902\u091a\u094d\u092f\u093e \u0938\u094b\u092f\u0940\u0938\u093e\u0920\u0940 \u0935\u093f\u0935\u093f\u0927 \u092a\u093e\u0935\u0932\u0947 \u0909\u091a\u0932\u0923\u094d\u092f\u093e\u0924 \u0906\u0932\u0940 \u0906\u0939\u0947\u0924. \u092f\u093e\u091a \u092a\u093e\u0930\u094d\u0936\u094d\u0935\u092d\u0942\u092e\u0940\u0935\u0930 \u0906\u0924\u093e \u0930\u0947\u0932\u094d\u0935\u0947 \u0935\u093f\u092d\u093e\u0917\u093e\u0928\u0947 \u0906\u0923\u0916\u0940 \u090f\u0915 \u092e\u0939\u0924\u094d\u0924\u094d\u0935\u093e\u091a\u093e \u0928\u093f\u0930\u094d\u0923\u092f \u0918\u0947\u0924\u0932\u093e \u0906\u0939\u0947. \u2018\u092d\u093e\u0930\u0924 \u0917\u094c\u0930\u0935 \u092f\u093e\u0924\u094d\u0930\u093e\u2019 \u092f\u093e \u0935\u093f\u0936\u0947\u0937 \u091f\u0942\u0930 \u092a\u0945\u0915\u0947\u091c\u0938\u093e\u0920\u0940 \u0924\u093f\u0915\u0940\u091f\u093e\u091a\u0940 \u0930\u0915\u094d\u0915\u092e \u0939\u092a\u094d\u0924\u094d\u092f\u093e\u0928\u0947 (EMI) \u092d\u0930\u0923\u094d\u092f\u093e\u091a\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u0926\u0947\u0923\u094d\u092f\u093e\u0924 \u0906\u0932\u0940 \u0906\u0939\u0947. \u092e\u094d\u0939\u0923\u091c\u0947\u091a, \u0906\u0924\u093e \u092a\u094d\u0930\u0935\u093e\u0938\u093e\u0938\u093e\u0920\u0940 \u090f\u0915\u0930\u0915\u092e\u0940 \u092e\u094b\u0920\u0940 \u0930\u0915\u094d\u0915\u092e \u092d\u0930\u0923\u094d\u092f\u093e\u091a\u0940 \u0905\u0921\u091a\u0923 \u0905\u0938\u0932\u0947\u0932\u094d\u092f\u093e \u092a\u094d\u0930\u0935\u093e\u0936\u093e\u0902\u0928\u093e \u092e\u094b\u0920\u093e \u0926\u093f\u0932\u093e\u0938\u093e \u092e\u093f\u0933\u0923\u093e\u0930 \u0906\u0939\u0947.<\/p>\n<p data-start=\"745\" data-end=\"787\"><strong>\u2018\u092d\u093e\u0930\u0924 \u0917\u094c\u0930\u0935 \u092f\u093e\u0924\u094d\u0930\u093e\u2019 \u2013 \u0916\u093e\u0938 \u091f\u0942\u0930 \u092a\u0945\u0915\u0947\u091c<\/strong><\/p>\n<p>\u0930\u0947\u0932\u094d\u0935\u0947\u091a\u094d\u092f\u093e \u0906\u092f\u0906\u0930\u0938\u0940\u091f\u0940\u0938\u0940 (IRCTC) \u0935\u093f\u092d\u093e\u0917\u093e\u0924\u0930\u094d\u092b\u0947 \u0926\u0947\u0936\u093e\u0924\u0940\u0932 \u0935\u093f\u0935\u093f\u0927 \u092a\u094d\u0930\u0938\u093f\u0926\u094d\u0927 \u0924\u0940\u0930\u094d\u0925\u0938\u094d\u0925\u0933\u093e\u0902\u0938\u093e\u0920\u0940 \u0906\u0923\u093f \u092a\u0930\u094d\u092f\u091f\u0928\u0938\u094d\u0925\u0933\u093e\u0902\u0938\u093e\u0920\u0940 \u0935\u093f\u0936\u0947\u0937 \u091f\u0942\u0930 \u092a\u0945\u0915\u0947\u091c\u0947\u0938 \u0926\u0947\u0923\u094d\u092f\u093e\u0924 \u092f\u0947\u0924\u093e\u0924. \u2018\u092d\u093e\u0930\u0924 \u0917\u094c\u0930\u0935 \u092f\u093e\u0924\u094d\u0930\u093e\u2019 \u0939\u0947 \u0905\u0936\u093e\u091a \u0935\u093f\u0936\u0947\u0937 \u092a\u0945\u0915\u0947\u091c\u092a\u0948\u0915\u0940 \u090f\u0915 \u0906\u0939\u0947, \u091c\u094d\u092f\u093e\u092e\u0927\u094d\u092f\u0947 \u092a\u094d\u0930\u0935\u093e\u0936\u093e\u0902\u0928\u093e \u091f\u094d\u0930\u0947\u0928, \u0939\u0949\u091f\u0947\u0932, \u0906\u0923\u093f \u092d\u094b\u091c\u0928 \u092f\u093e\u0902\u091a\u093e \u0938\u092e\u093e\u0935\u0947\u0936 \u0905\u0938\u0932\u0947\u0932\u0940 \u090f\u0915 \u0938\u0941\u0938\u091c\u094d\u091c \u092f\u093e\u0924\u094d\u0930\u093e \u092e\u093f\u0933\u0924\u0947. \u092f\u093e \u092f\u094b\u091c\u0928\u0947\u0928\u0941\u0938\u093e\u0930, \u092a\u094d\u0930\u0935\u093e\u0936\u093e\u0902\u0928\u093e \u0924\u093f\u0915\u0940\u091f\u093e\u091a\u0940 \u0930\u0915\u094d\u0915\u092e \u090f\u0915\u0926\u092e \u092d\u0930\u093e\u0935\u0940 \u0932\u093e\u0917\u0923\u093e\u0930 \u0928\u093e\u0939\u0940. \u092a\u094d\u0930\u0935\u093e\u0938\u093e\u0928\u0902\u0924\u0930 \u0924\u0947 \u0939\u092a\u094d\u0924\u094d\u092f\u093e\u0928\u0947 (EMI) \u0939\u0940 \u0930\u0915\u094d\u0915\u092e \u092d\u0930\u0942 \u0936\u0915\u0924\u093e\u0924. \u0935\u093f\u0936\u0947\u0937\u0924\u0903 \u091c\u094d\u092f\u093e \u092a\u094d\u0930\u0935\u093e\u0936\u093e\u0902\u0928\u093e \u092e\u094b\u0920\u094d\u092f\u093e \u0930\u0915\u092e\u0947\u091a\u0940 \u0905\u0921\u091a\u0923 \u0906\u0939\u0947, \u0924\u094d\u092f\u093e\u0902\u091a\u094d\u092f\u093e\u0938\u093e\u0920\u0940 \u0939\u0940 \u092f\u094b\u091c\u0928\u093e \u0916\u0942\u092a \u0909\u092a\u092f\u0941\u0915\u094d\u0924 \u0920\u0930\u0923\u093e\u0930 \u0906\u0939\u0947.<\/p>\n<p data-start=\"1284\" data-end=\"1330\"><strong>\u092b\u0915\u094d\u0924 &#8216;\u092d\u093e\u0930\u0924 \u0917\u094c\u0930\u0935 \u091f\u094d\u0930\u0947\u0928&#8217;\u0938\u093e\u0920\u0940\u091a EMI \u0938\u0941\u0935\u093f\u0927\u093e<\/strong><\/p>\n<p>\u0939\u0940 EMI \u0938\u0941\u0935\u093f\u0927\u093e \u0938\u0927\u094d\u092f\u093e \u092b\u0915\u094d\u0924 \u092d\u093e\u0930\u0924 \u0917\u094c\u0930\u0935 \u091f\u094d\u0930\u0947\u0928\u0938\u093e\u0920\u0940\u091a \u0909\u092a\u0932\u092c\u094d\u0927 \u0906\u0939\u0947. \u092f\u093e \u091f\u094d\u0930\u0947\u0928\u0938\u093e\u0920\u0940 \u0924\u093f\u0915\u0940\u091f \u092c\u0941\u0915 \u0915\u0930\u0924\u093e\u0928\u093e IRCTC \u091a\u094d\u092f\u093e \u0938\u0902\u0915\u0947\u0924\u0938\u094d\u0925\u0933\u093e\u0935\u0930 EMI \u091a\u093e \u092a\u0930\u094d\u092f\u093e\u092f \u0928\u093f\u0935\u0921\u0924\u093e \u092f\u0947\u0924\u094b.<br data-start=\"1478\" data-end=\"1481\" \/>\u0909\u0926\u093e\u0939\u0930\u0923\u093e\u0930\u094d\u0925, 13 \u0911\u0917\u0938\u094d\u091f \u0924\u0947 22 \u0911\u0917\u0938\u094d\u091f\u0926\u0930\u092e\u094d\u092f\u093e\u0928\u091a\u094d\u092f\u093e \u092d\u093e\u0930\u0924 \u0917\u094c\u0930\u0935 \u092f\u093e\u0924\u094d\u0930\u0947\u091a\u0947 \u0926\u0930 \u0916\u093e\u0932\u0940\u0932\u092a\u094d\u0930\u092e\u093e\u0923\u0947 \u0906\u0939\u0947\u0924:<\/p>\n<ul data-start=\"1567\" data-end=\"1740\">\n<li data-start=\"1567\" data-end=\"1650\">\u0907\u0915\u094b\u0928\u0949\u092e\u0940 \u0915\u094d\u0932\u093e\u0938: \u20b918,460 \u092a\u094d\u0930\u0924\u093f \u0935\u094d\u092f\u0915\u094d\u0924\u0940 (\u0938\u094d\u0932\u0940\u092a\u0930 \u0915\u094b\u091a, \u0939\u0949\u091f\u0947\u0932, \u092d\u094b\u091c\u0928 \u092f\u093e\u0902\u091a\u093e \u0938\u092e\u093e\u0935\u0947\u0936)<\/li>\n<li data-start=\"1651\" data-end=\"1694\">\u0925\u0930\u094d\u0921 \u090f\u0938\u0940 \u0915\u094b\u091a: \u20b930,480 \u092a\u094d\u0930\u0924\u093f \u0935\u094d\u092f\u0915\u094d\u0924\u0940<\/li>\n<li data-start=\"1695\" data-end=\"1740\">\u0915\u092e\u094d\u092b\u0930\u094d\u091f \u0936\u094d\u0930\u0947\u0923\u0940: \u20b940,300 \u092a\u094d\u0930\u0924\u093f \u0935\u094d\u092f\u0915\u094d\u0924\u0940<\/li>\n<\/ul>\n<p>\u0915\u0941\u091f\u0941\u0902\u092c\u093e\u0938\u0939 \u092a\u094d\u0930\u0935\u093e\u0938 \u0915\u0930\u0924\u093e\u0928\u093e \u0916\u0930\u094d\u091a \u0905\u0927\u093f\u0915 \u092f\u0947\u0924\u094b, \u0924\u094d\u092f\u093e\u092e\u0941\u0933\u0947 EMI \u0939\u0940 \u090f\u0915 \u092e\u0939\u0924\u094d\u0924\u094d\u0935\u093e\u091a\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u0920\u0930\u0924\u0947.<\/p>\n<p>\u092d\u093e\u0930\u0924 \u0917\u094c\u0930\u0935 \u091f\u094d\u0930\u0947\u0928\u091a\u094d\u092f\u093e \u092c\u0941\u0915\u093f\u0902\u0917\u0938\u093e\u0920\u0940 \u092a\u094d\u0930\u0935\u093e\u0936\u093e\u0902\u0928\u093e LTC (Leave Travel Concession) \u0906\u0923\u093f EMI \u092f\u093e \u0926\u094b\u0928\u094d\u0939\u0940 \u0938\u0941\u0935\u093f\u0927\u093e\u0902\u091a\u093e \u0932\u093e\u092d \u0918\u0947\u0924\u093e \u092f\u0947\u0924\u094b. IRCTC \u0928\u0947 \u092f\u093e\u0938\u093e\u0920\u0940 \u0905\u0928\u0947\u0915 \u0938\u0930\u0915\u093e\u0930\u0940 \u0906\u0923\u093f \u0916\u093e\u0938\u0917\u0940 \u092c\u0901\u0915\u093e\u0902\u0936\u0940 \u0915\u0930\u093e\u0930 \u0915\u0947\u0932\u0947 \u0906\u0939\u0947\u0924. \u092c\u0941\u0915\u093f\u0902\u0917 \u0915\u0930\u0924\u093e\u0928\u093e \u092a\u094d\u0930\u0935\u093e\u0936\u093e\u0902\u0928\u093e EMI \u092a\u0930\u094d\u092f\u093e\u092f \u0928\u093f\u0935\u0921\u0923\u094d\u092f\u093e\u091a\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u092e\u093f\u0933\u0924\u0947. \u0939\u0947 \u092c\u0941\u0915\u093f\u0902\u0917 \u201c\u092a\u094d\u0930\u0925\u092e \u092f\u0947\u0923\u093e\u0931\u094d\u092f\u093e\u0938 \u092a\u094d\u0930\u0925\u092e \u092a\u094d\u0930\u093e\u0927\u093e\u0928\u094d\u092f\u201d \u092f\u093e \u0924\u0924\u094d\u0924\u094d\u0935\u093e\u0935\u0930 \u0915\u0947\u0932\u0947 \u091c\u093e\u0924\u0947. \u0930\u0947\u0932\u094d\u0935\u0947 \u0935\u093f\u092d\u093e\u0917\u093e\u091a\u093e \u2018\u092d\u093e\u0930\u0924 \u0917\u094c\u0930\u0935 \u092f\u093e\u0924\u094d\u0930\u093e\u2019 EMI \u092f\u094b\u091c\u0928\u0947\u0926\u094d\u0935\u093e\u0930\u0947 \u0906\u0924\u093e \u0932\u093e\u0916\u094b \u092a\u094d\u0930\u0935\u093e\u0936\u093e\u0902\u0928\u093e \u0906\u0930\u094d\u0925\u093f\u0915 \u0905\u0921\u091a\u0923 \u0928\u0938\u0924\u093e\u0928\u093e \u0926\u0947\u0916\u0940\u0932 \u0927\u093e\u0930\u094d\u092e\u093f\u0915 \u0935 \u092a\u0930\u094d\u092f\u091f\u0928 \u092a\u094d\u0930\u0935\u093e\u0938\u093e\u091a\u0940 \u0938\u0902\u0927\u0940 \u092e\u093f\u0933\u0923\u093e\u0930 \u0906\u0939\u0947. \u0939\u0940 \u092f\u094b\u091c\u0928\u093e \u0926\u0947\u0936\u092d\u0930\u093e\u0924\u0940\u0932 \u092a\u094d\u0930\u0935\u093e\u0936\u093e\u0902\u0938\u093e\u0920\u0940 \u090f\u0915 \u092e\u094b\u0920\u0940 \u0926\u093f\u0932\u093e\u0938\u093e\u0926\u093e\u092f\u0915 \u0938\u0941\u0935\u093f\u0927\u093e \u0920\u0930\u0923\u093e\u0930 \u0906\u0939\u0947.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0930\u0947\u0932\u094d\u0935\u0947 \u0935\u093f\u092d\u093e\u0917 \u092a\u094d\u0930\u0935\u093e\u0936\u093e\u0902\u091a\u093e \u092a\u094d\u0930\u0935\u093e\u0938 \u0905\u0927\u093f\u0915 \u0938\u0941\u0916\u0915\u0930, \u0938\u094b\u092f\u0940\u0938\u094d\u0915\u0930 \u0906\u0923\u093f \u0906\u0928\u0902\u0926\u0926\u093e\u092f\u0940 \u0915\u0930\u0923\u094d\u092f\u093e\u0938\u093e\u0920\u0940 \u0938\u093e\u0924\u0924\u094d\u092f\u093e\u0928\u0947 \u0928\u0935\u0928\u0935\u0940\u0928 \u0909\u092a\u0915\u094d\u0930\u092e \u0930\u093e\u092c\u0935\u0924 \u0905\u0938\u0924\u094b. \u0924\u093f\u0915\u0940\u091f \u0906\u0930\u0915\u094d\u0937\u0923, \u0935\u0947\u091f\u093f\u0902\u0917 \u0924\u093f\u0915\u0940\u091f, \u0924\u0924\u094d\u0915\u093e\u0933 \u0938\u0947\u0935\u093e, \u0930\u093f\u091d\u0930\u094d\u0935\u0947\u0936\u0928 \u0936\u0941\u0932\u094d\u0915 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