{"id":121783,"date":"2026-05-28T06:50:48","date_gmt":"2026-05-28T01:20:48","guid":{"rendered":"https:\/\/ratnagiri24news.com\/?p=121783"},"modified":"2026-05-28T06:50:48","modified_gmt":"2026-05-28T01:20:48","slug":"epfo-3-0-%e0%a4%ae%e0%a5%81%e0%a4%b3%e0%a5%87-pf-%e0%a4%95%e0%a4%be%e0%a4%a2%e0%a4%a3%e0%a5%87-%e0%a4%b9%e0%a5%8b%e0%a4%a3%e0%a4%be%e0%a4%b0-%e0%a4%85%e0%a4%a7%e0%a4%bf%e0%a4%95-%e0%a4%b8%e0%a5%8b","status":"publish","type":"post","link":"https:\/\/ratnagiri24news.com\/?p=121783","title":{"rendered":"EPFO 3.0 \u092e\u0941\u0933\u0947 PF \u0915\u093e\u0922\u0923\u0947 \u0939\u094b\u0923\u093e\u0930 \u0905\u0927\u093f\u0915 \u0938\u094b\u092a\u0947; ATM, UPI \u0906\u0923\u093f \u0911\u091f\u094b-\u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f\u091a\u0940 \u0928\u0935\u0940 \u0938\u0941\u0935\u093f\u0927\u093e"},"content":{"rendered":"<p style=\"text-align: center;\" data-start=\"620\" data-end=\"917\">(\u0928\u0935\u0940 \u0926\u093f\u0932\u094d\u0932\u0940)<\/p>\n<p data-start=\"620\" data-end=\"917\">\u0926\u0947\u0936\u093e\u0924\u0940\u0932 \u0915\u094b\u091f\u094d\u092f\u0935\u0927\u0940 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0906\u0923\u093f \u0916\u093e\u0938\u0917\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u093e\u0924\u0940\u0932 \u0928\u094b\u0915\u0930\u0940 \u0915\u0930\u0923\u093e\u0931\u094d\u092f\u093e\u0902\u0938\u093e\u0920\u0940 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u092d\u0935\u093f\u0937\u094d\u092f \u0928\u093f\u0930\u094d\u0935\u093e\u0939 \u0928\u093f\u0927\u0940 \u0938\u0902\u0918\u091f\u0928\u093e \u092e\u094d\u0939\u0923\u091c\u0947\u091a <span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">Employees&#8217; Provident Fund Organisation<\/span><\/span> \u092e\u094b\u0920\u0947 \u092c\u0926\u0932 \u0915\u0930\u0923\u094d\u092f\u093e\u091a\u094d\u092f\u093e \u0924\u092f\u093e\u0930\u0940\u0924 \u0906\u0939\u0947. \u201cEPFO 3.0\u201d \u092f\u093e \u0928\u0935\u094d\u092f\u093e \u0921\u093f\u091c\u093f\u091f\u0932 \u092a\u094d\u0930\u0923\u093e\u0932\u0940\u0905\u0902\u0924\u0930\u094d\u0917\u0924 PF \u0915\u093e\u0922\u0923\u094d\u092f\u093e\u091a\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0905\u0927\u093f\u0915 \u091c\u0932\u0926, \u0938\u0941\u0932\u092d \u0906\u0923\u093f \u0932\u0935\u091a\u093f\u0915 \u0915\u0930\u0923\u094d\u092f\u093e\u0935\u0930 \u092d\u0930 \u0926\u093f\u0932\u093e \u091c\u093e\u0924 \u0906\u0939\u0947. \u092f\u093e \u0928\u0935\u094d\u092f\u093e \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u0947\u092e\u0927\u094d\u092f\u0947 \u0938\u0927\u094d\u092f\u093e \u0905\u0938\u094d\u0924\u093f\u0924\u094d\u0935\u093e\u0924 \u0905\u0938\u0932\u0947\u0932\u0947 13 \u0917\u0941\u0902\u0924\u093e\u0917\u0941\u0902\u0924\u0940\u091a\u0947 \u0935\u093f\u0925\u0921\u094d\u0930\u0949\u0905\u0932 \u0928\u093f\u092f\u092e \u0915\u092e\u0940 \u0915\u0930\u0942\u0928 \u092b\u0915\u094d\u0924 3 \u092e\u0941\u0916\u094d\u092f \u0936\u094d\u0930\u0947\u0923\u0940\u0902\u092e\u0927\u094d\u092f\u0947 \u0935\u093f\u092d\u093e\u0917\u0923\u094d\u092f\u093e\u091a\u0940 \u0924\u092f\u093e\u0930\u0940 \u0938\u0941\u0930\u0942 \u0906\u0939\u0947. \u0924\u0938\u0947\u091a PF \u0916\u093e\u0924\u0947\u0926\u093e\u0930\u093e\u0902\u0928\u093e \u0924\u094d\u092f\u093e\u0902\u091a\u094d\u092f\u093e \u0928\u093f\u0927\u0940\u092a\u0948\u0915\u0940 \u0924\u092c\u094d\u092c\u0932 75 \u091f\u0915\u094d\u0915\u0947 \u0930\u0915\u094d\u0915\u092e \u0905\u0927\u093f\u0915 \u0938\u0939\u091c \u092a\u0926\u094d\u0927\u0924\u0940\u0928\u0947 \u0915\u093e\u0922\u0923\u094d\u092f\u093e\u091a\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u0909\u092a\u0932\u092c\u094d\u0927 \u0939\u094b\u0923\u094d\u092f\u093e\u091a\u0940 \u0936\u0915\u094d\u092f\u0924\u093e \u0906\u0939\u0947.<\/p>\n<p data-section-id=\"lh41s7\" data-start=\"1184\" data-end=\"1230\"><strong>PF \u0935\u093f\u0925\u0921\u094d\u0930\u0949\u0905\u0932\u091a\u0947 13 \u0928\u093f\u092f\u092e \u0906\u0924\u093e \u092b\u0915\u094d\u0924 3 \u0915\u0945\u091f\u0947\u0917\u0930\u0940\u0924<\/strong><\/p>\n<p data-start=\"1232\" data-end=\"1422\">\u0938\u0927\u094d\u092f\u093e PF \u0916\u093e\u0924\u094d\u092f\u093e\u0924\u0940\u0932 \u092a\u0948\u0938\u0947 \u0915\u093e\u0922\u0923\u094d\u092f\u093e\u0938\u093e\u0920\u0940 \u0932\u0917\u094d\u0928, \u0936\u093f\u0915\u094d\u0937\u0923, \u0918\u0930 \u0916\u0930\u0947\u0926\u0940, \u0935\u0948\u0926\u094d\u092f\u0915\u0940\u092f \u0916\u0930\u094d\u091a, \u092c\u0947\u0930\u094b\u091c\u0917\u093e\u0930\u0940 \u0905\u0936\u093e \u0905\u0928\u0947\u0915 \u0935\u0947\u0917\u0935\u0947\u0917\u0933\u094d\u092f\u093e \u0928\u093f\u092f\u092e\u093e\u0902\u091a\u0947 \u092a\u093e\u0932\u0928 \u0915\u0930\u093e\u0935\u0947 \u0932\u093e\u0917\u0924\u0947. \u0924\u094d\u092f\u093e\u092e\u0941\u0933\u0947 \u0905\u0928\u0947\u0915 \u0915\u0930\u094d\u092e\u091a\u093e\u0931\u094d\u092f\u093e\u0902\u0928\u093e \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0938\u092e\u091c\u0923\u0947 \u0915\u0920\u0940\u0923 \u091c\u093e\u0924 \u0939\u094b\u0924\u0947. EPFO 3.0 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0939\u0947 \u0928\u093f\u092f\u092e \u0906\u0924\u093e \u0924\u0940\u0928 \u092a\u094d\u0930\u092e\u0941\u0916 \u0917\u091f\u093e\u0902\u092e\u0927\u094d\u092f\u0947 \u0935\u093f\u092d\u093e\u0917\u0932\u0947 \u091c\u093e\u0923\u093e\u0930 \u0906\u0939\u0947\u0924:<\/p>\n<ul data-start=\"1495\" data-end=\"1544\">\n<li data-section-id=\"11f9dkv\" data-start=\"1495\" data-end=\"1508\">\u0906\u0935\u0936\u094d\u092f\u0915 \u0917\u0930\u091c\u093e<\/li>\n<li data-section-id=\"m3681x\" data-start=\"1509\" data-end=\"1526\">\u0918\u0930 \u0906\u0923\u093f \u092e\u093e\u0932\u092e\u0924\u094d\u0924\u093e<\/li>\n<li data-section-id=\"1xibcju\" data-start=\"1527\" data-end=\"1544\">\u0935\u093f\u0936\u0947\u0937 \u092a\u0930\u093f\u0938\u094d\u0925\u093f\u0924\u0940<\/li>\n<\/ul>\n<p data-start=\"1546\" data-end=\"1724\">\u0935\u0948\u0926\u094d\u092f\u0915\u0940\u092f \u0916\u0930\u094d\u091a, \u0936\u093f\u0915\u094d\u0937\u0923 \u0906\u0923\u093f \u0935\u093f\u0935\u093e\u0939 \u092f\u093e\u0902\u0938\u093e\u0930\u0916\u094d\u092f\u093e \u092c\u093e\u092c\u0940 \u201c\u0906\u0935\u0936\u094d\u092f\u0915 \u0917\u0930\u091c\u093e\u201d \u092f\u093e \u0936\u094d\u0930\u0947\u0923\u0940\u0924 \u092f\u0947\u0924\u0940\u0932. \u0924\u0930 \u092c\u0947\u0930\u094b\u091c\u0917\u093e\u0930\u0940, \u0928\u0948\u0938\u0930\u094d\u0917\u093f\u0915 \u0906\u092a\u0924\u094d\u0924\u0940 \u0915\u093f\u0902\u0935\u093e \u0906\u0915\u0938\u094d\u092e\u093f\u0915 \u0938\u0902\u0915\u091f\u0947 \u201c\u0935\u093f\u0936\u0947\u0937 \u092a\u0930\u093f\u0938\u094d\u0925\u093f\u0924\u0940\u201d\u092e\u0927\u094d\u092f\u0947 \u0938\u092e\u093e\u0935\u093f\u0937\u094d\u091f \u0915\u0947\u0932\u0940 \u091c\u093e\u0923\u093e\u0930 \u0906\u0939\u0947\u0924.<\/p>\n<p data-section-id=\"1rp7x31\" data-start=\"1726\" data-end=\"1763\"><strong>PF \u092e\u0927\u0940\u0932 75% \u0930\u0915\u094d\u0915\u092e \u0905\u0927\u093f\u0915 \u0938\u0939\u091c \u0909\u092a\u0932\u092c\u094d\u0927<\/strong><\/p>\n<p data-start=\"1765\" data-end=\"1957\">EPFO 3.0 \u092e\u0927\u0940\u0932 \u0938\u0930\u094d\u0935\u093e\u0924 \u092e\u094b\u0920\u093e \u092c\u0926\u0932 \u092e\u094d\u0939\u0923\u091c\u0947 PF \u0916\u093e\u0924\u094d\u092f\u093e\u0924\u0940\u0932 75 \u091f\u0915\u094d\u0915\u0947 \u0930\u0915\u094d\u0915\u092e \u0905\u0927\u093f\u0915 \u0932\u0935\u091a\u093f\u0915 \u092a\u0926\u094d\u0927\u0924\u0940\u0928\u0947 \u0915\u093e\u0922\u0923\u094d\u092f\u093e\u091a\u0940 \u0938\u0941\u0935\u093f\u0927\u093e. \u0938\u0927\u094d\u092f\u093e\u091a\u094d\u092f\u093e \u0928\u093f\u092f\u092e\u093e\u0902\u092e\u0927\u094d\u092f\u0947 \u0905\u0928\u0947\u0915 \u0928\u093f\u0930\u094d\u092c\u0902\u0927 \u0905\u0938\u0932\u094d\u092f\u093e\u0928\u0947 \u0917\u0930\u091c\u0947\u091a\u094d\u092f\u093e \u0935\u0947\u0933\u0940 \u0915\u0930\u094d\u092e\u091a\u093e\u0931\u094d\u092f\u093e\u0902\u0928\u093e \u0905\u0921\u091a\u0923\u0940 \u092f\u0947\u0924 \u0939\u094b\u0924\u094d\u092f\u093e. \u0928\u0935\u094d\u092f\u093e \u092a\u094d\u0930\u0923\u093e\u0932\u0940\u0905\u0902\u0924\u0930\u094d\u0917\u0924 UPI \u0906\u0923\u093f ATM\u0938\u093e\u0930\u0916\u094d\u092f\u093e \u0921\u093f\u091c\u093f\u091f\u0932 \u092e\u093e\u0927\u094d\u092f\u092e\u093e\u0902\u0926\u094d\u0935\u093e\u0930\u0947 PF \u0928\u093f\u0927\u0940 \u0925\u0947\u091f \u0915\u093e\u0922\u0923\u094d\u092f\u093e\u091a\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u0926\u093f\u0932\u0940 \u091c\u093e\u0923\u093e\u0930 \u0906\u0939\u0947. \u092e\u093e\u0924\u094d\u0930 \u0928\u093f\u0935\u0943\u0924\u094d\u0924\u0940\u0928\u0902\u0924\u0930 \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924\u0924\u093e \u0915\u093e\u092f\u092e \u0930\u093e\u0939\u093e\u0935\u0940 \u092f\u093e\u0938\u093e\u0920\u0940 \u0915\u093f\u092e\u093e\u0928 25 \u091f\u0915\u094d\u0915\u0947 \u0930\u0915\u094d\u0915\u092e \u0916\u093e\u0924\u094d\u092f\u093e\u0924 \u0920\u0947\u0935\u0923\u0947 \u092c\u0902\u0927\u0928\u0915\u093e\u0930\u0915 \u0905\u0938\u0923\u093e\u0930 \u0906\u0939\u0947.<\/p>\n<p data-section-id=\"1cnsxc0\" data-start=\"2178\" data-end=\"2218\"><strong>ATM \u0906\u0923\u093f UPI\u0926\u094d\u0935\u093e\u0930\u0947 PF \u0915\u093e\u0922\u0923\u094d\u092f\u093e\u091a\u0940 \u0924\u092f\u093e\u0930\u0940<\/strong><\/p>\n<p data-start=\"2220\" data-end=\"2413\">EPFO 3.0 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0938\u0930\u0915\u093e\u0930 \u0935\u093f\u0936\u0947\u0937 EPFO \u0915\u093e\u0930\u094d\u0921 \u0938\u0941\u0930\u0942 \u0915\u0930\u0923\u094d\u092f\u093e\u091a\u094d\u092f\u093e \u0935\u093f\u091a\u093e\u0930\u093e\u0924 \u0906\u0939\u0947. \u092f\u093e \u0915\u093e\u0930\u094d\u0921\u091a\u094d\u092f\u093e \u092e\u0926\u0924\u0940\u0928\u0947 ATM\u092e\u0927\u0942\u0928 \u0925\u0947\u091f PF \u0930\u0915\u094d\u0915\u092e \u0915\u093e\u0922\u0924\u093e \u092f\u0947\u0908\u0932. \u0924\u0938\u0947\u091a UPI \u0905\u0945\u092a\u0926\u094d\u0935\u093e\u0930\u0947 \u0915\u093e\u0939\u0940 \u092e\u093f\u0928\u093f\u091f\u093e\u0902\u0924 PF \u0930\u0915\u094d\u0915\u092e \u0925\u0947\u091f \u092c\u0901\u0915 \u0916\u093e\u0924\u094d\u092f\u093e\u0924 \u091c\u092e\u093e \u0939\u094b\u090a \u0936\u0915\u0924\u0947. \u0915\u093e\u092e\u0917\u093e\u0930 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f\u093e\u091a\u094d\u092f\u093e \u092e\u093e\u0939\u093f\u0924\u0940\u0928\u0941\u0938\u093e\u0930, \u092f\u093e \u0938\u0941\u0935\u093f\u0927\u0947\u091a\u0940 \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915 \u091a\u093e\u091a\u0923\u0940 \u092a\u0942\u0930\u094d\u0923 \u091d\u093e\u0932\u0940 \u0905\u0938\u0942\u0928 \u0938\u0947\u0935\u093e \u091f\u092a\u094d\u092a\u094d\u092f\u093e\u091f\u092a\u094d\u092a\u094d\u092f\u093e\u0928\u0947 \u0938\u0941\u0930\u0942 \u0915\u0947\u0932\u0940 \u091c\u093e\u0924 \u0906\u0939\u0947. \u0924\u094d\u092f\u093e\u092e\u0941\u0933\u0947 PF \u0915\u094d\u0932\u0947\u092e\u0938\u093e\u0920\u0940 \u0905\u0928\u0947\u0915 \u0926\u093f\u0935\u0938 \u0935\u093e\u091f \u092a\u093e\u0939\u0923\u094d\u092f\u093e\u091a\u0940 \u0917\u0930\u091c \u0915\u092e\u0940 \u0939\u094b\u0923\u093e\u0930 \u0906\u0939\u0947.<\/p>\n<p data-section-id=\"bw5i8c\" data-start=\"2600\" data-end=\"2634\"><strong>PF \u0915\u094d\u0932\u0947\u092e \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0939\u094b\u0923\u093e\u0930 \u0935\u0947\u0917\u0935\u093e\u0928<\/strong><\/p>\n<p data-start=\"2636\" data-end=\"2881\">EPFO 3.0 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u092c\u0939\u0941\u0924\u093e\u0902\u0936 \u0915\u094d\u0932\u0947\u092e \u201c\u0911\u091f\u094b-\u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f\u201d \u092a\u094d\u0930\u0923\u093e\u0932\u0940\u0926\u094d\u0935\u093e\u0930\u0947 \u092e\u0902\u091c\u0942\u0930 \u0915\u0947\u0932\u0947 \u091c\u093e\u0923\u093e\u0930 \u0906\u0939\u0947\u0924. \u0938\u0927\u094d\u092f\u093e PF \u0915\u094d\u0932\u0947\u092e \u092e\u0902\u091c\u0942\u0930 \u0939\u094b\u0923\u094d\u092f\u093e\u0938\u093e\u0920\u0940 7 \u0924\u0947 20 \u0926\u093f\u0935\u0938 \u0932\u093e\u0917\u0924\u093e\u0924. \u092e\u093e\u0924\u094d\u0930 \u0928\u0935\u0940\u0928 \u092a\u094d\u0930\u0923\u093e\u0932\u0940\u092e\u0941\u0933\u0947 \u0939\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u093e\u0939\u0940 \u0924\u093e\u0938\u093e\u0902\u092a\u093e\u0938\u0942\u0928 72 \u0924\u093e\u0938\u093e\u0902\u091a\u094d\u092f\u093e \u0906\u0924 \u092a\u0942\u0930\u094d\u0923 \u0915\u0930\u0923\u094d\u092f\u093e\u091a\u0947 \u0909\u0926\u094d\u0926\u093f\u0937\u094d\u091f \u0920\u0947\u0935\u0923\u094d\u092f\u093e\u0924 \u0906\u0932\u0947 \u0906\u0939\u0947. \u0906\u0927\u093e\u0930 OTP, \u0921\u093f\u091c\u093f\u091f\u0932 KYC \u0906\u0923\u093f \u0938\u0947\u0932\u094d\u092b-\u0938\u0930\u094d\u091f\u093f\u092b\u093f\u0915\u0947\u0936\u0928\u091a\u094d\u092f\u093e \u092e\u0926\u0924\u0940\u0928\u0947 \u0905\u0928\u0947\u0915 \u0915\u094d\u0932\u0947\u092e\u092e\u0927\u094d\u092f\u0947 \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u094d\u092f\u093e\u091a\u094d\u092f\u093e \u092e\u0902\u091c\u0941\u0930\u0940\u091a\u0940 \u0917\u0930\u091c\u0939\u0940 \u0915\u092e\u0940 \u0939\u094b\u090a \u0936\u0915\u0924\u0947. \u0924\u0938\u0947\u091a \u0911\u091f\u094b-\u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f\u091a\u0940 \u092e\u0930\u094d\u092f\u093e\u0926\u093e 1 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u093e\u0902\u0935\u0930\u0942\u0928 2 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u093e\u0902\u092a\u0930\u094d\u092f\u0902\u0924 \u0935\u093e\u0922\u0935\u0923\u094d\u092f\u093e\u091a\u0940 \u0924\u092f\u093e\u0930\u0940 \u0938\u0941\u0930\u0942 \u0905\u0938\u0932\u094d\u092f\u093e\u091a\u0940 \u092e\u093e\u0939\u093f\u0924\u0940 \u0938\u092e\u094b\u0930 \u0906\u0932\u0940 \u0906\u0939\u0947.<\/p>\n<p data-section-id=\"oovxav\" data-start=\"3114\" data-end=\"3158\"><strong>\u092b\u093e\u092f\u0926\u0947 \u092e\u094b\u0920\u0947, \u092a\u0923 \u0938\u093e\u092f\u092c\u0930 \u092b\u0938\u0935\u0923\u0941\u0915\u0940\u091a\u093e \u0927\u094b\u0915\u093e \u0915\u093e\u092f\u092e<\/strong><\/p>\n<p data-start=\"3160\" data-end=\"3352\">PF \u0915\u093e\u0922\u0923\u094d\u092f\u093e\u091a\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0921\u093f\u091c\u093f\u091f\u0932 \u0906\u0923\u093f \u091c\u0932\u0926 \u0939\u094b\u0923\u093e\u0930 \u0905\u0938\u0932\u0940 \u0924\u0930\u0940 \u0924\u091c\u094d\u091c\u094d\u091e\u093e\u0902\u0928\u0940 \u0915\u093e\u0939\u0940 \u0927\u094b\u0915\u094d\u092f\u093e\u0902\u0915\u0921\u0947\u0939\u0940 \u0932\u0915\u094d\u0937 \u0935\u0947\u0927\u0932\u0947 \u0906\u0939\u0947. ATM \u0906\u0923\u093f UPI \u0935\u094d\u092f\u0935\u0939\u093e\u0930 \u0935\u093e\u0922\u0932\u094d\u092f\u093e\u0928\u0947 OTP \u092b\u094d\u0930\u0949\u0921, \u0915\u093e\u0930\u094d\u0921 \u0915\u094d\u0932\u094b\u0928\u093f\u0902\u0917 \u0906\u0923\u093f \u0938\u093e\u092f\u092c\u0930 \u092b\u0938\u0935\u0923\u0941\u0915\u0940\u091a\u094d\u092f\u093e \u0918\u091f\u0928\u093e \u0935\u093e\u0922\u0942 \u0936\u0915\u0924\u093e\u0924. \u0924\u094d\u092f\u093e\u092e\u0941\u0933\u0947 \u0916\u093e\u0924\u0947\u0926\u093e\u0930\u093e\u0902\u0928\u0940 KYC \u0905\u092a\u0921\u0947\u091f \u0920\u0947\u0935\u0923\u0947, \u0905\u0927\u093f\u0915\u0943\u0924 \u0905\u0945\u092a\u094d\u0938\u091a \u0935\u093e\u092a\u0930\u0923\u0947 \u0906\u0923\u093f OTP \u0915\u094b\u0923\u093e\u0932\u093e\u0939\u0940 \u0936\u0947\u0905\u0930 \u0928 \u0915\u0930\u0923\u0947 \u0905\u0924\u094d\u092f\u0902\u0924 \u092e\u0939\u0924\u094d\u0924\u094d\u0935\u093e\u091a\u0947 \u0920\u0930\u0923\u093e\u0930 \u0906\u0939\u0947.<\/p>\n<p data-start=\"3472\" data-end=\"3722\" data-is-last-node=\"\" data-is-only-node=\"\">\u0906\u0930\u094d\u0925\u093f\u0915 \u0924\u091c\u094d\u091c\u094d\u091e\u093e\u0902\u091a\u094d\u092f\u093e \u092e\u0924\u0947, PF \u0939\u093e \u0928\u093f\u0935\u0943\u0924\u094d\u0924\u0940\u0928\u0902\u0924\u0930\u091a\u093e \u092e\u0939\u0924\u094d\u0924\u094d\u0935\u093e\u091a\u093e \u0906\u0930\u094d\u0925\u093f\u0915 \u0906\u0927\u093e\u0930 \u0905\u0938\u0932\u094d\u092f\u093e\u0928\u0947 \u0938\u0902\u092a\u0942\u0930\u094d\u0923 \u0928\u093f\u0927\u0940 \u0916\u0930\u094d\u091a \u0939\u094b\u0923\u093e\u0930 \u0928\u093e\u0939\u0940 \u092f\u093e\u091a\u0940 \u0915\u093e\u0933\u091c\u0940 \u0918\u0947\u0923\u0947 \u0906\u0935\u0936\u094d\u092f\u0915 \u0906\u0939\u0947. \u0924\u094d\u092f\u093e\u092e\u0941\u0933\u0947 \u0915\u093f\u092e\u093e\u0928 25 \u091f\u0915\u094d\u0915\u0947 \u0930\u0915\u094d\u0915\u092e \u0916\u093e\u0924\u094d\u092f\u093e\u0924 \u0920\u0947\u0935\u0923\u094d\u092f\u093e\u091a\u093e \u0928\u093f\u0930\u094d\u0923\u092f \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u0940\u0928 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924\u0924\u0947\u091a\u094d\u092f\u093e \u0926\u0943\u0937\u094d\u091f\u0940\u0928\u0947 \u092e\u0939\u0924\u094d\u0924\u094d\u0935\u093e\u091a\u093e \u092e\u093e\u0928\u0932\u093e \u091c\u093e\u0924 \u0906\u0939\u0947.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>(\u0928\u0935\u0940 \u0926\u093f\u0932\u094d\u0932\u0940) \u0926\u0947\u0936\u093e\u0924\u0940\u0932 \u0915\u094b\u091f\u094d\u092f\u0935\u0927\u0940 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0906\u0923\u093f \u0916\u093e\u0938\u0917\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u093e\u0924\u0940\u0932 \u0928\u094b\u0915\u0930\u0940 \u0915\u0930\u0923\u093e\u0931\u094d\u092f\u093e\u0902\u0938\u093e\u0920\u0940 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u092d\u0935\u093f\u0937\u094d\u092f \u0928\u093f\u0930\u094d\u0935\u093e\u0939 \u0928\u093f\u0927\u0940 \u0938\u0902\u0918\u091f\u0928\u093e \u092e\u094d\u0939\u0923\u091c\u0947\u091a Employees&#8217; Provident Fund Organisation \u092e\u094b\u0920\u0947 \u092c\u0926\u0932 \u0915\u0930\u0923\u094d\u092f\u093e\u091a\u094d\u092f\u093e \u0924\u092f\u093e\u0930\u0940\u0924 \u0906\u0939\u0947. \u201cEPFO 3.0\u201d \u092f\u093e \u0928\u0935\u094d\u092f\u093e \u0921\u093f\u091c\u093f\u091f\u0932 \u092a\u094d\u0930\u0923\u093e\u0932\u0940\u0905\u0902\u0924\u0930\u094d\u0917\u0924 PF \u0915\u093e\u0922\u0923\u094d\u092f\u093e\u091a\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0905\u0927\u093f\u0915 \u091c\u0932\u0926, \u0938\u0941\u0932\u092d \u0906\u0923\u093f \u0932\u0935\u091a\u093f\u0915 \u0915\u0930\u0923\u094d\u092f\u093e\u0935\u0930 \u092d\u0930 \u0926\u093f\u0932\u093e \u091c\u093e\u0924 \u0906\u0939\u0947. \u092f\u093e \u0928\u0935\u094d\u092f\u093e \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u0947\u092e\u0927\u094d\u092f\u0947 \u0938\u0927\u094d\u092f\u093e \u0905\u0938\u094d\u0924\u093f\u0924\u094d\u0935\u093e\u0924 \u0905\u0938\u0932\u0947\u0932\u0947 13 \u0917\u0941\u0902\u0924\u093e\u0917\u0941\u0902\u0924\u0940\u091a\u0947 \u0935\u093f\u0925\u0921\u094d\u0930\u0949\u0905\u0932 \u0928\u093f\u092f\u092e \u0915\u092e\u0940 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":121784,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"wprm-recipe-roundup-name":"","wprm-recipe-roundup-description":"","footnotes":""},"categories":[107],"tags":[],"ppma_author":[139],"class_list":{"0":"post-121783","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-top-news"},"authors":[{"term_id":139,"user_id":1,"is_guest":0,"slug":"bsend2023gmail-com","display_name":"\u092a\u094d\u0930\u0924\u093f\u0928\u093f\u0927\u0940","avatar_url":{"url":"https:\/\/ratnagiri24news.com\/wp-content\/uploads\/2025\/04\/cropped-147-1-1.png","url2x":"https:\/\/ratnagiri24news.com\/wp-content\/uploads\/2025\/04\/cropped-147-1-1.png"},"0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":""}],"_links":{"self":[{"href":"https:\/\/ratnagiri24news.com\/index.php?rest_route=\/wp\/v2\/posts\/121783","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ratnagiri24news.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ratnagiri24news.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ratnagiri24news.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ratnagiri24news.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=121783"}],"version-history":[{"count":1,"href":"https:\/\/ratnagiri24news.com\/index.php?rest_route=\/wp\/v2\/posts\/121783\/revisions"}],"predecessor-version":[{"id":121785,"href":"https:\/\/ratnagiri24news.com\/index.php?rest_route=\/wp\/v2\/posts\/121783\/revisions\/121785"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ratnagiri24news.com\/index.php?rest_route=\/wp\/v2\/media\/121784"}],"wp:attachment":[{"href":"https:\/\/ratnagiri24news.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=121783"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ratnagiri24news.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=121783"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ratnagiri24news.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=121783"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/ratnagiri24news.com\/index.php?rest_route=%2Fwp%2Fv2%2Fppma_author&post=121783"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}